Agartala, May 3: Tripura Gramin Bank highlighted its remarkable journey and financial performance during its annual press conference held at Pragya Bhavan on Saturday.
Established on December 21, 1976, the bank began operations with a modest business of just ₹4,500. In its Golden Jubilee year, the bank’s total business has surged to ₹15,422 crore, reflecting decades of sustained growth and financial inclusion efforts across Tripura.
Initially launched with four branches in Agartala, Bishramganj, Bishalgarh, and Jolaibari, the bank aimed to provide formal banking services to rural farmers, artisans, and economically weaker sections. From a small base of ₹4.52 lakh total business at the end of the 1976 financial year, it has now expanded to a network of 150 branches, 13 ultra-small branches, 3 regional offices, and 43 ATMs across all eight districts of the state.
The bank operates under a tripartite shareholding structure, with the Government of India holding 50%, Punjab National Bank 35%, and the Government of Tripura 15%, combining sovereign backing with commercial banking discipline.
Chairman Satyendra Singh stated that the financial year 2025–26 has been a year of overall strength. The bank witnessed accelerated credit growth, reduced cost of funds, and nearly doubled net profit supported by a stable deposit base.
Key financial highlights include:
- Total business rose to ₹15,422 crore in FY 2025–26, up from ₹14,065 crore in FY 2024–25
- Total deposits increased to ₹10,890 crore from ₹10,066 crore
- Total advances grew to ₹4,532 crore from ₹4,019 crore
- Net profit nearly doubled to ₹184.84 crore from ₹104.90 crore
The bank had earlier achieved a major turnaround by posting its first net profit of ₹21.49 lakh in FY 2001–02. By FY 2012–13, it wiped out accumulated losses of ₹139.40 crore and has since maintained consistent growth.
Chairman Singh emphasized that the bank is now a profitable, well-capitalized, and technology-driven regional rural bank committed to inclusive development.
The press conference was also attended by General Manager Anup Kumar Saha and Chief Manager Shailesh Biswaranjan.
